Products & Services

MasterCard^TM

Platinum MasterCard

With your new Solutions Banking Platinum MasterCard, you can invest, travel without restrictions, order brand-name items and gift cards; all with the comprehensive insurance coverage you have come to expect, with an annual fee of only $120.

Get the rewards you want

Every time you use your Solutions Banking Platinum MasterCard to make a purchase, you earn 1.5 À la carte points for every dollar you spend. The more points you earn the more rewards you’ll enjoy:

Invest in your future

The Solutions Banking Platinum MasterCard offers you a new way to build your eligible investments by converting À la carte points into savings. This can help you:

Save toward retirement
Save toward short-term goals
Save towards your child’s education
Achieve any other investment goal you may have

Travel without restrictions

The Solutions Banking Platinum MasterCard offers you more flexibility when travelling by allowing you to:

Purchase your tickets directly from any airline
Choose your travel agency
Travel where and when you want, with the airline of your choice
Benefit from last-minute discounts and seat sales
Pay with points only or a combination of points and your Platinum card

Reward yourself

Redeem your reward points at anytime for exclusive merchandise, packages, travel savings and gift certificates from à la carte (www.platinumcardrewards.ca); our exclusive on-line store for Platinum MasterCard clients

Insurance coverage¹

The Solutions Banking Platinum MasterCard’s insurance² program offers you and your family comprehensive insurance coverage when you travel.

Travel Insurance	When traveling you can benefit from cancellation, interruption and delay insurance. Your baggage is insured against theft, break-in, disappearance, vandalism and even delays. You are insured in the event of accidental death or dismemberment aboard a common carrier.
Vehicle Rental Insurance	Complete coverage equivalent to that offered by the rental agency in case of collision, theft or damage to a vehicle rented for 31 days or less.
Purchase Protection	Purchase insurance² offers protection in the event of theft or damage for 180 days following the date of purchase and also triples the manufacturer’s warranty coverage.
Travel Assistance Services	Provides medical, legal and general assistance including lost or stolen baggage, replacement of travel documents and tickets, emergency cash transfer, vehicle break-down assistance anywhere in Canada or the U.S. through Master RoadAssist^TM and 24-hour assistance in the event of loss or theft of your credit card.
Optional Travel Insurance	Enjoy a discount of up to $200 of the regular rate of any travel insurance offered by Québec Blue Cross^TM, regardless of your province of residence.

Other available benefits

As a Solutions Banking Platinum MasterCard cardholder, you can also choose to access a series of optional benefits:

Year-end summary report

Once a year, you’ll receive a comprehensive statement showing all annual spending charged to your Solutions Banking Platinum MasterCard. It’s a practical tool that helps you manage your finances.

Additional cards

You can have up to three additional Solutions Banking Platinum MasterCard credit cards issued on your account, for your spouse, small business or any other person for an annual fee of $40 per card.

Small business owners and individuals wishing to track business expenses can request the Solutions Banking Platinum MasterCard EXP card, which provides the following benefits:

Separate reporting from the primary card
Points earned are pooled with the primary cardholder’s account
The suffix ‘’EXP’’ is added to the cardholder’s name

Pre-authorized debits

You can choose to have your Solutions Banking Platinum MasterCard account payment automatically withdrawn from your bank account on the due date.

Travel Protection

Choose to purchase Travel Insurance², payable once a year that protects all your trips for a year. Select your coverage for trips that are a maximum of either 15 or 30 days, and benefit from coverage all year long.

Coverage of up to $5,000,000 including hospitalization expenses, medical and paramedical expenses, transportation expenses, and an allowance for living expenses if you’re abroad
Refund of expenses if your trip is cancelled or interrupted
Coverage of baggage against loss, theft or vandalism

Payment Protection Plan³

According to your situation, you can also take advantage of optional protection that ensures your minimum monthly payments are made or that your account balance is paid off.

Secure online transactions

SecureCode^TM is a free service that provides additional protection against the fraudulent use of your MasterCard for online transactions.

Regular MasterCard

With your new Solutions Banking Regular MasterCard, you’ll have a straightforward solution for your daily needs with no annual fee.

Protect your purchases

The Solutions Banking Regular MasterCard helps you protect your purchases with a comprehensive insurance program.

Zero Liability⁴	Releases you from all liability if unauthorized purchases are made with your credit card. Coverage extends to purchases made in a store, over the telephone or online.
Purchase protection¹	Provides coverage in case of theft or damage for a period of 90 days following the date of purchase
Extended warranty¹	Doubles the original warranty period, up to one additional year

Additional available benefits

Additional cards

You can have one additional Solutions Banking Regular MasterCard issued on your account, for your spouse or any other person

Pre-authorized debits

You can choose to have your Solutions Banking Regular MasterCard account payment automatically withdrawn from you bank account on the due date.

Road-side assistance

Benefit from assistance services if your car breaks down anywhere in Canada or the U.S., thanks to Master RoadAssist.

For more information on our MasterCard offering, please ask your consultant for a copy of the Solutions Banking Platinum MasterCard brochure.

Credit cards applications are subject to credit approval by National Bank of Canada and MasterCard terms and conditions.

¹Coverage applies if purchases or rentals are charged to the card. Certain conditions and restrictions apply.

²Certain conditions and restrictions apply. Insurance and assistance services are provided by National Bank Life Insurance Company, Canassurance Insurance Company and Canassistance Inc.

³Payment Protection Plan is issued by National Bank Life insurance Company and is subject to certain restrictions and exclusions. The Plan’s complete provisions are set out in the Certificate of Insurance provided upon enrollment.

⁴Certain conditions and restrictions apply

^TMMasterCard, ^TMMasterCard Global Service, ^TMMaster RoadAssist, ^TMSecureCode are registered trademarks of MasterCard International Inc.

^TM Québec Blue Cross is a registered trademark of Québec Blue Cross.

Banking products and services are distributed through Solutions Banking. Solutions Banking products and services are provided by National Bank of Canada.

^TMSolutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trademarks.